Buying guideUpdated on How to Buy SmartCredit (SMARTCREDIT): Step-by-Step Guide
To buy SmartCredit on Picnic, you create an account, add funds with Pix and convert your balance into SMARTCREDIT in the app. The quote and the fees are shown on screen before you confirm, and the asset stays in a wallet you control.
- Fund with Pix
- Self-custody with a passkey
- Fees shown before you confirm
How much SMARTCREDIT can you buy?
You don't have to buy a whole unit. Here is what each amount is worth at today's reference price, before fees.
- With $10100.45SMARTCREDIT
- With $50502.25SMARTCREDIT
- With $1001,004.5SMARTCREDIT
- With $5005,022.5SMARTCREDIT
How to buy SmartCredit on Picnic, step by step
Four steps, from signing up to SMARTCREDIT in your wallet.
Create your account
Download the app or open it in your browser. Your wallet is created at sign-up and protected by your device's biometrics (a passkey), with no seed phrase to write down.
Add funds with Pix
Top up in Brazilian reais with Pix, straight from the app. The balance shows up in a few minutes.
Search for SmartCredit
In the investments tab, look for SmartCredit or SMARTCREDIT and enter how much you want to buy.
Review and confirm
Check the quote and the fees shown on screen, then confirm. Your SMARTCREDIT balance appears in your wallet, under your control.
What is SmartCredit?
SmartCredit (SMARTCREDIT) is a cryptocurrency powering a decentralized lending platform. It connects borrowers and lenders directly, offering fixed-rate loans and income funds. Users can stake SMARTCREDIT tokens for rewards and use various assets as collateral. The platform incorporates AI-driven tools for enhanced security and user experience. With a total supply of 25 million tokens, SMARTCREDIT aims to provide accessible financial services in a self-custodial manner. You can buy SMARTCREDIT and other cryptocurrencies on the Picnic platform.
SmartCredit (SMARTCREDIT) is a cryptocurrency that powers the SmartCredit.io platform, a decentralized lending marketplace connecting lenders and borrowers directly. This peer-to-peer system eliminates the need for intermediaries, offering financial services similar to traditional banks but in a self-custodial manner. The platform utilizes artificial intelligence to enhance its services and security measures. The SMARTCREDIT token serves multiple purposes within the ecosystem. It provides bonus rewards to borrowers and lenders, offers staking rewards to holders, and gives integrator bonus rewards. The platform features fixed income funds for lenders, allowing them to receive fixed interest rates. Borrowers can access fixed-term and fixed-interest loans, often with lower collateral ratios compared to other decentralized finance solutions. SmartCredit.io prioritizes user security and protection, implementing strong measures such as data encryption and regular third-party security audits. The platform also offers additional benefits like fiat on-ramp/off-ramp services and integration with other wallets and platforms. If you're interested in acquiring SMARTCREDIT tokens, you can purchase them on the Picnic platform, which offers a wide range of cryptocurrencies for trading.
Why buy SmartCredit on Picnic?
You stay in control
The wallet is yours, in self-custody, created at sign-up and protected by a passkey. Picnic is not an exchange: your assets stay under your control.
Fund with Pix
Add Brazilian reais and buy SMARTCREDIT in minutes, with no international wire.
Fees on screen
The quote and the fees are shown before you confirm the purchase, with no surprises.
Buy it, then spend it
The same account comes with an international Visa card, accepted in 180+ countries, with no annual fee and no IOF.
Frequently asked questions
Does Picnic charge fees to buy SmartCredit?
Fees depend on the network used to buy SMARTCREDIT. On some networks the transaction is free, and on the others the fee is always shown on screen before you confirm. No hidden costs: what you see is what you pay.
Is it safe to buy SmartCredit on Picnic?
On Picnic your wallet is in self-custody: you keep control of your assets without relying on an intermediary exchange. Picnic has operated globally since 2021, and the infrastructure behind the product was recognized with a grant from the Ethereum Foundation. As with any digital asset, the price of SMARTCREDIT can move, so invest thoughtfully.
Can I buy just a fraction of SMARTCREDIT?
Yes. You choose the amount to spend and receive the matching quantity of SMARTCREDIT, even if it is a fraction of one unit.
Do I need to understand crypto to buy SmartCredit?
No. Picnic is built to be simple even for beginners: fund with Pix, search for SmartCredit and confirm in a few taps. Your wallet is created automatically and the technical side stays behind the scenes.
How long until SMARTCREDIT reaches my wallet?
After you add funds with Pix and confirm the purchase, your SMARTCREDIT balance usually shows up in your wallet within a few minutes. Exact timing can vary by network.
Can I spend my balance after buying?
Yes. The same account that holds your assets comes with an international Visa card, accepted in 180+ countries, with no annual fee and no IOF. So you can spend your balance day to day, at home or abroad.
Can I buy other assets besides SmartCredit?
Yes. Picnic lists more than 3,000 digital assets. Just search for the one you want and follow the same steps, all in one account.
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Ready to buy SmartCredit?
Create your account, fund with Pix and have SMARTCREDIT in your wallet in minutes.
Buy SmartCreditThis content is for information only and is not investment advice. Digital assets are volatile and you may lose part of the amount invested.