Investing on Picnic: your balance earning, under your control

Savings boxes: your balance earns automatically

A savings box (Caixinha) is a place to leave part of your balance earning, in the currency you choose.

• Dollar box. For people who hold digital dollars and want them to earn while unused.
• Real box. Earnings on your balance in Brazilian reais, for money you plan to use in Brazil.
• Euro box. Earnings on your balance in euros, for people who get paid or spend in Europe.

How the earnings work

• It is automatic. Once you put money in, the box balance earns with nothing else for you to do.
• The rate is variable. Earnings are not fixed or guaranteed. The app shows each box's current rate before you put money in.
• You redeem whenever you want. You can ask to redeem at any time, and the amount is back in your account within minutes.

Crypto in the same app

Besides the savings boxes, the investments area lets you buy, sell and hold crypto, with the assets under your control.

Frequently asked questions

What is a savings box?

It is a way to leave part of your Picnic account balance earning automatically, in reais, dollars or euros. It is not a savings account, a bank deposit or an investment fund, and it has no deposit insurance.

How much does it earn?

The rate changes over time and differs from one box to another. The app shows the current rate before you put money in. Past earnings do not guarantee future earnings.

Can I redeem at any time?

Yes. You ask to redeem in the app whenever you want, and the amount is credited to your account within minutes.

Are the earnings guaranteed?

No. Earnings are variable and there is no guaranteed return. Consider whether the product fits your goals before putting money in.