Buying guideUpdated on

How to Buy mStable USD (MUSD): Step-by-Step Guide

To buy mStable USD on Picnic, you create an account, add funds with Pix and convert your balance into MUSD in the app. The quote and the fees are shown on screen before you confirm, and the asset stays in a wallet you control.

  • Fund with Pix
  • Self-custody with a passkey
  • Fees shown before you confirm

How much MUSD can you buy?

You don't have to buy a whole unit. Here is what each amount is worth at today's reference price, before fees.

  • With $109.9681MUSD
  • With $5049.84MUSD
  • With $10099.681MUSD
  • With $500498.4MUSD

How to buy mStable USD on Picnic, step by step

Four steps, from signing up to MUSD in your wallet.

  1. Create your account

    Download the app or open it in your browser. Your wallet is created at sign-up and protected by your device's biometrics (a passkey), with no seed phrase to write down.

  2. Add funds with Pix

    Top up in Brazilian reais with Pix, straight from the app. The balance shows up in a few minutes.

  3. Search for mStable USD

    In the investments tab, look for mStable USD or MUSD and enter how much you want to buy.

  4. Review and confirm

    Check the quote and the fees shown on screen, then confirm. Your MUSD balance appears in your wallet, under your control.

What is mStable USD?

mStable USD (MUSD) is a stablecoin designed to maintain a stable value relative to the US dollar. It's backed by a basket of USD-pegged stablecoins, offering users a way to hedge against market fluctuations. MUSD features a deep liquidity pool, minting and redemption options, and a low-risk native interest rate. Built on the Ethereum blockchain, it enables decentralized transactions and provides use cases like zero-slippage stablecoin swaps and a USD savings account. With a focus on stability and security, MUSD aims to serve as a reliable base layer for various decentralized finance applications. You can buy MUSD and other cryptocurrencies on the Picnic platform.

mStable USD (MUSD) is a stablecoin designed to provide stability and reliability in the world of cryptocurrencies. As part of the mStable ecosystem, MUSD aims to maintain a consistent value relative to the US dollar, making it an ideal choice for those looking to protect their assets from market volatility. Backed by a basket of USD-pegged stablecoins, MUSD offers users a secure and dependable digital currency option. One of the key advantages of MUSD is its versatility within the decentralized finance (DeFi) space. Users can easily swap USD stablecoins with zero-slippage, thanks to MUSD's deep liquidity pool. Additionally, the platform offers a SAVE feature, providing a USD savings account accessible to anyone, anywhere. This combination of stability and functionality makes MUSD an attractive option for both casual users and seasoned crypto enthusiasts. Built on the Ethereum blockchain, MUSD benefits from the security and transparency of smart contract technology. The decentralized nature of the platform ensures that transactions are not controlled by any single entity, providing users with greater autonomy and protection. While MUSD aims to maintain a stable value, it's important to note that its price can still fluctuate due to various market factors. If you're interested in exploring the world of stablecoins, you can buy MUSD and other cryptocurrencies on the Picnic platform.

Why buy mStable USD on Picnic?

  • You stay in control

    The wallet is yours, in self-custody, created at sign-up and protected by a passkey. Picnic is not an exchange: your assets stay under your control.

  • Fund with Pix

    Add Brazilian reais and buy MUSD in minutes, with no international wire.

  • Fees on screen

    The quote and the fees are shown before you confirm the purchase, with no surprises.

  • Buy it, then spend it

    The same account comes with an international Visa card, accepted in 180+ countries, with no annual fee and no IOF.

Frequently asked questions

Does Picnic charge fees to buy mStable USD?

Fees depend on the network used to buy MUSD. On some networks the transaction is free, and on the others the fee is always shown on screen before you confirm. No hidden costs: what you see is what you pay.

Is it safe to buy mStable USD on Picnic?

On Picnic your wallet is in self-custody: you keep control of your assets without relying on an intermediary exchange. Picnic has operated globally since 2021, and the infrastructure behind the product was recognized with a grant from the Ethereum Foundation. As with any digital asset, the price of MUSD can move, so invest thoughtfully.

Can I buy just a fraction of MUSD?

Yes. You choose the amount to spend and receive the matching quantity of MUSD, even if it is a fraction of one unit.

Do I need to understand crypto to buy mStable USD?

No. Picnic is built to be simple even for beginners: fund with Pix, search for mStable USD and confirm in a few taps. Your wallet is created automatically and the technical side stays behind the scenes.

How long until MUSD reaches my wallet?

After you add funds with Pix and confirm the purchase, your MUSD balance usually shows up in your wallet within a few minutes. Exact timing can vary by network.

Can I spend my balance after buying?

Yes. The same account that holds your assets comes with an international Visa card, accepted in 180+ countries, with no annual fee and no IOF. So you can spend your balance day to day, at home or abroad.

Can I buy other assets besides mStable USD?

Yes. Picnic lists more than 3,000 digital assets. Just search for the one you want and follow the same steps, all in one account.

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Ready to buy mStable USD?

Create your account, fund with Pix and have MUSD in your wallet in minutes.

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This content is for information only and is not investment advice. Digital assets are volatile and you may lose part of the amount invested.