My Purchase is Still Processing

When a purchase appears as “Processing,” it means the transaction has been initiated and authorized, but it has not yet been settled by the merchant.

What it means:

• There is a difference between the purchase day (when you swipe the card) and the settlement day (when the amount is actually transferred to the merchant).
• The “Processing” status indicates that the purchase is waiting for this final settlement, which may take a few days.

What can happen:

• If the settlement is confirmed, the status changes to “Success.”
• If the merchant does not settle the purchase (for example, if there is a cancellation), the reserved amount is automatically released back to your balance after a few days.