# How to Refer Friends and Earn Bonuses on the Card

> How it works The Referral Program is a two-sided benefit: both the person who refers and the person who is referred earn a $10 bonus in their Picnic bal...

Source: https://usepicnic.com/en/help/articles/how-to-refer-friends-and-earn-bonuses-on-the-card · Updated 2026-07-15

**How it works**

The Referral Program is a **two-sided** benefit: both the person who refers and the person who is referred earn a **$10** bonus in their Picnic balance.

* The referrer shares their unique personal link or code.

* The referred friend signs up using that link/code and starts using the card.

Once the referred friend meets the requirements, **both of them receive $10 each** in their Picnic balance. In other words: whoever receives the referral link and opens their account through it **also earns $10** — it is not only the person who refers.

**Summary flow:**

* You share your personal referral link;

* Your friend registers using your link/code;

* They add funds and make transactions with the card;

* Once all requirements are completed, the $10 bonus is automatically credited to **both** — the referrer and the referred friend.

**Who receives the bonus**

* **The referrer:** receives $10 when the referred friend completes all the requirements.

* **The referred friend:** whoever received the referral link or code and signed up through it **also receives $10** upon completing the same requirements. You are not left out for being the invited one — the benefit applies to both sides.

* More active and long-term Picnic card users have priority to receive this benefit and to generate new links.

**Requirements to release the bonus (applies to both sides)**

1. The referred friend must register with the personal referral link or code;

2. After registration, they must add funds to the Picnic account;

3. They need to spend at least $50 with the card within 30 days of activation.

* Note: Only after these three steps will the referral be considered valid and the $10 bonus released **for both the referrer and the referred friend**.

**Step-by-step to refer**

1. Open the Picnic app and go to the Referrals section;

2. Copy your personal invitation link or code;

3. Send the link/code to your friends through your preferred channel;

4. Ask them to sign up using your link and start using the card;

5. Track the status of referrals directly in the Picnic app.

**Step-by-step for the referred friend**

1. Open your account using the referral link or code you received;

2. Add funds to your Picnic account;

3. Spend at least $50 with the card within the first 30 days after activation;

4. Once you meet the requirements, your $10 bonus is automatically credited to your Picnic balance.

**When the bonus is credited**

* As soon as the referred friend completes all validation steps, the referral will be marked as completed;

* The $10 bonus will be credited to the Picnic balance — **for both the referrer and the referred friend** — within 5 business days after confirmation;

* The bonus amount will automatically appear in the card balance.

**Important notes**

* The referral link is personal and non-transferable (it uniquely identifies that the invitation was made by you).

* New links may be released with continuous and genuine use of the card.

* The bonus may take a few business days to be credited after validation. Please wait before contacting support.

* Referrals made outside of your personal link will not be considered.

* The bonus amount and conditions may vary according to the referral campaign in effect at the time of sign-up.

**Need help?**

* If you have questions about the Referral Program, chat with our support team at <https://usepicnic.com/support>.